HomeListingsTestimonialsFor BuyersFor SellersMortgage InfoContactLinksOur Business DirectoryCommunity Involvement
The Howe Team
Sales Representatives

Direct: 905.321.0973
Office: (905) 397-2980
Fax: 1-800-635-9228

Featured Properties
Featured Properties Sold
Search Listings NOW!







REALTOR R Logo

MLS Logo



Buyers Topics

Getting Started
The first question you're bound to ask is, "How much home can I afford?" That depends on a number of factors:

Your selected location. Are you set on a specific area? Downtown? The suburbs? A rural setting?

Your preferred type of home. Detached? Semi? Duplex? High-rise? Link? Townhouse? New or Resale? There are a variety of home styles you will want to explore.

Your income. After all, it's not just the mortgage you have to take into account. There are property taxes, utilities, and in some cases condo or strata fees. As a general rule of thumb, your monthly home-carrying cost should not exceed 30-35% of your income.

Market conditions. Is it a buyer's, sellers or balanced market?

There are also additional costs to keep in mind. It's a good idea to work out exactly what you want and what you can afford before you begin the search. Be specific! After all, you don't want to suddenly come to the realization that your dream house has come with a nightmare of bills and expenses. Stick to looking at houses in your price range. The more you've thought it out, the better your sales representative can meet your needs.

A part of deciding just what you can afford can be accomplished by meeting with your bank or a mortgage broker and negotiating a pre-approved mortgage. There are many types of mortgages and many different terms. Research all of your options. This ensures that there are no surprises once you're ready to make an offer.

Once you've figured out your monthly expenses and what you can afford, you can start your search. It could happen that the first home you see is the one you want; or you might look at home after home with none of them catching your interest. Rest assured, the home you're looking for is out there, and when you find it, you're ready to make an offer. If your offer is accepted, the next steps are closing and moving into your new home.

Purchasing a home is easy once you put your plans into action.
MCS Login |  Privacy Policy
Terms and Conditions REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.

This website is operated by a brokerage or salesperson who is a member of The Canadian Real Estate Association.

The listing content on this website is protected by copyright and other laws, and is intended solely for the private, non-commercial use by individuals. Any other reproduction, distribution or use of the content, in whole or in part, is specifically forbidden. The prohibited uses include commercial use, "screen scraping", "database scraping", and any other activity intended to collect, store, reorganize or manipulate data on the pages produced by or displayed on this website.

Why Register?

Property Comparison

My Favourites

Save Searches

New Listings Watcher

Neighbourhood Solds

Sign up
No, thanks

Your account

Are you looking to buy or sell?
Buy
Sell
Neither
Are you currently working with a REALTOR®?
Yes
Not yet
Previous
Next

Terms of service

I acknowledge that signing up for this system provides expressed written consent to be contacted by E-Mail.

I understand that the contact information I provide will not be shared with any third party under any circumstances and will be used only by the owner(s) of this Web site for the purposes of contacting me regarding real estate and related offers and promotions.

I understand that all information displayed is believed to be accurate but is not guaranteed and should be independently verified. No warranties or representations are made of any kind. Not intended to solicit properties currently listed for sale. The information contained herein is deemed reliable but is not guaranteed accurate by the Real Estate Board of Origin.

I acknowledge that the information provided may only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate of the type being offered via the website.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks that are owned by REALTOR® Canada Inc. and licensed exclusively to The Canadian Real Estate Association (CREA). These certification marks identify real estate professionals who are members of CREA and who must abide by CREA's By-Laws, Rules, and the REALTOR® Code. The MLS® trademark and the MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

The information contained on this site is based in whole or in part on information that is provided by members of The Canadian Real Estate Association, who are responsible for its accuracy. CREA reproduces and distributes this information as a service for its members and assumes no responsibility for its accuracy.

This website is operated by a brokerage or salesperson who is a member of The Canadian Real Estate Association.

The listing content on this website is protected by copyright and other laws, and is intended solely for the private, non-commercial use by individuals. Any other reproduction, distribution or use of the content, in whole or in part, is specifically forbidden. The prohibited uses include commercial use, "screen scraping", "database scraping", and any other activity intended to collect, store, reorganize or manipulate data on the pages produced by or displayed on this website.
Do you agree to the above terms and conditions?

Previous

All done!

Your account has been registered and a confirmation e-mail has been sent to your specified address.

In order to login, you must first click the confirmation link in the e-mail. You should receive it momentarily.

If you do not receive the e-mail within a few minutes, please check your Junk/Spam folder as automated emails are sometimes filtered.

Thank you,

The Howe Team

Close
Already registered? Click here to login

Preferred Clients

Enter the e-mail address
you registered with.
Forgot your password?